This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Link to Galesburg Burlington CU
 Home |  Products & Services |  Rates & Fees | Account Login |  Contact Us |  Links 
Banner showing Train We'll always be here to serve you.

Rates & Fees

Galesburg Burlington CU Interest Rates and Terms subject to change.

Lending Limits:
TermAmount
Unsecured
  $10,000
Secured
  $90,000

Auto Loans

Cars, Trucks, Vans
(New Money Only)
TermRate
New 2023, 2022, 2021: 10% down
36 months 2.64%
48 months 2.69%
60 months 2.79%
New 2023, 2022, 2021
72 months 2.89%
78 months 2.99%
84 months ** 3.04%
90 months **** 3.49%
Used 2022, 2021, 2020, 2019, 2018
72 months 3.09%
Used 2022, 2021, 2020, 2019, 2018
78 months *** 3.19%
Used 2022, 2021, 2020, 2019, 2018
84 months *** 3.29%
Used 2022, 2021, 2020, 2019
90 months **** 3.89%
2017, 2016
72 3.79%
Used 2015, 2014
60 months 4.24%
Used 2013, 2012, 2011
54 4.99%
Used 2010 & Older
48 6.49%
** Minimum loan requirement of $35,000
*** Minimum loan requirement of $20,000
**** Minimum loan requirement of $50,000
**** Maximum amount financed on New 90 month term is 90% of MSRP
**** Maximum amount financed on Used 90 month term is 90% of NADA Clean Retail (Must have 25,000 miles or less to qualify)
Maximum amount financed on 2014 & older models is 90% of NADA Clean Retail

Motor Homes, RVs, and Campers
TermRate
New & Used require 10% down
60 months same rates as cars by year
72 months **** same rates as cars by year
84 months **** same rates as cars by year
**** Must be a 2015 and newer model and minimum loan requirement of $20,000 to qualify for 72 & 84 month term.

Motorcycles & ATVs
TermRate
New, requires 10% down:
2023, 2022, 2021 72 months 4.59%
Used, requires 10% down:
2022 - 2020 72 months 4.79%
2019 - 2018 72 months 5.19%
2017 - 2015 60 months 5.29%
2014 - Older 48 months 5.69%

Boats
TermRate
New, requires 10% down
60 months 4.49%
New (Pontoon Boats), requires 10% down
72 months 4.69%
84 months *** 4.99%
Used, requires 10% down:
60 months 5.29%
72 months 5.39%
84 months *** 5.49%
*** Minimum loan amount of $25,000 required for 84 month term

Lawn and Garden Tractors: $12,000 maximum loan.
Limit one per member
TermRate
New: Requires 10% down
48 months 5.59%
60 months 6.09%
Used: Requires 10% down
48 months 6.59%

Enclosed, Cargo, & Utility Trailers
TermRate
New & Used require 10% down
60 months 4.59%
72 months 5.09%

Additional Information
TermRate
Shares Secured
84 months 3.99%
Signature
48 months 12.90%

 

Look up Value of a Vehicle: NADA, Kelly Blue Book.

Single and Joint Credit life insurance available at an additional cost. Temporary disability insurance available upon request.

Financial Tools (Financial Calculators)

ACCOUNT
LOGIN
Visa Enrollment
Allpoint ATM Locator
Sallie Mae Smart Option Student Loan Program
NCUA Insured Equal Housing Lender
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.