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Rates & Fees
Galesburg Burlington CU Interest Rates and Terms subject to change.
Lending Limits: |
Term | Amount |
Unsecured |
|
$10,000 |
Secured |
|
$90,000 |
Auto Loans
Cars, Trucks, Vans |
(New Money Only)
|
Term | Rate |
New 2023, 2022, 2021: 10% down |
36 months |
2.64% |
48 months |
2.69% |
60 months |
2.79% |
New 2023, 2022, 2021 |
72 months |
2.89% |
78 months |
2.99% |
84 months ** |
3.04% |
90 months **** |
3.49% |
Used 2022, 2021, 2020, 2019, 2018 |
72 months |
3.09% |
Used 2022, 2021, 2020, 2019, 2018 |
78 months *** |
3.19% |
Used 2022, 2021, 2020, 2019, 2018 |
84 months *** |
3.29% |
Used 2022, 2021, 2020, 2019 |
90 months **** |
3.89% |
2017, 2016 |
72 |
3.79% |
Used 2015, 2014 |
60 months |
4.24% |
Used 2013, 2012, 2011 |
54 |
4.99% |
Used 2010 & Older |
48 |
6.49% |
** Minimum loan requirement of $35,000 |
*** Minimum loan requirement of $20,000 |
**** Minimum loan requirement of $50,000 |
**** Maximum amount financed on New 90 month term is 90% of MSRP |
**** Maximum amount financed on Used 90 month term is 90% of NADA Clean Retail (Must have 25,000 miles or less to qualify) |
Maximum amount financed on 2014 & older models is 90% of NADA Clean Retail |
Motor Homes, RVs, and Campers |
Term | Rate |
New & Used require 10% down |
60 months |
same rates as cars by year |
72 months **** |
same rates as cars by year |
84 months **** |
same rates as cars by year |
**** Must be a 2015 and newer model and minimum loan requirement of $20,000 to qualify for 72 & 84 month term. |
Motorcycles & ATVs |
| Term | Rate |
New, requires 10% down: |
2023, 2022, 2021 |
72 months |
4.59% |
Used, requires 10% down: |
2022 - 2020 |
72 months |
4.79% |
2019 - 2018 |
72 months |
5.19% |
2017 - 2015 |
60 months |
5.29% |
2014 - Older |
48 months |
5.69% |
Boats |
Term | Rate |
New, requires 10% down |
60 months |
4.49% |
New (Pontoon Boats), requires 10% down |
72 months |
4.69% |
84 months *** |
4.99% |
Used, requires 10% down: |
60 months |
5.29% |
72 months |
5.39% |
84 months *** |
5.49% |
*** Minimum loan amount of $25,000 required for 84 month term |
Lawn and Garden Tractors: $12,000 maximum loan. |
Limit one per member |
Term | Rate |
New: Requires 10% down |
48 months |
5.59% |
60 months |
6.09% |
Used: Requires 10% down |
48 months |
6.59% |
Enclosed, Cargo, & Utility Trailers |
Term | Rate |
New & Used require 10% down |
60 months |
4.59% |
72 months |
5.09% |
Additional Information |
Term | Rate |
Shares Secured |
84 months |
3.99% |
Signature |
48 months |
12.90% |
Look up Value of a Vehicle: NADA, Kelly Blue Book.
Single and Joint Credit life insurance available at an additional cost. Temporary disability insurance available upon request.
Financial Tools (Financial Calculators)
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