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Rates & Fees
Galesburg Burlington CU Interest Rates and Terms subject to change.
| Lending Limits: |
| Term | Amount |
| Unsecured |
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$10,000 |
| Secured |
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$100,000 |
Auto Loans
| Cars, Trucks, Vans |
| (New Money Only)
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| Term | Rate |
| New 2023, 2022, 2021: 10% down |
| 36 months |
2.74% |
| 48 months |
2.79% |
| 60 months |
2.89% |
| New 2023, 2022, 2021 |
| 72 months |
3.09% |
| 78 months |
3.19% |
| 84 months ** |
3.24% |
| 90 months **** |
3.69% |
| Used 2022, 2021, 2020, 2019, 2018 |
| 72 months |
3.29% |
| Used 2022, 2021, 2020, 2019, 2018 |
| 78 months *** |
3.39% |
| Used 2022, 2021, 2020, 2019, 2018 |
| 84 months *** |
3.49% |
| Used 2022, 2021, 2020, 2019 |
| 90 months **** |
4.09% |
| 2017, 2016 |
| 72 |
3.89% |
| Used 2015, 2014 |
| 60 months |
4.34% |
| Used 2013, 2012, 2011 |
| 54 |
5.09% |
| Used 2010 & Older |
| 48 |
6.59% |
| ** Minimum loan requirement of $35,000 |
| *** Minimum loan requirement of $20,000 |
| **** Minimum loan requirement of $50,000 |
| **** Maximum amount financed on New 90 month term is 90% of MSRP |
| **** Maximum amount financed on Used 90 month term is 90% of NADA Clean Retail (Must have 25,000 miles or less to qualify) |
| Maximum amount financed on 2014 & older models is 90% of NADA Clean Retail |
| Motor Homes, RVs, and Campers |
| Term | Rate |
| New & Used require 10% down |
| 60 months |
same rates as cars by year |
| 72 months **** |
same rates as cars by year |
| 84 months **** |
same rates as cars by year |
| **** Must be a 2015 and newer model and minimum loan requirement of $20,000 to qualify for 72 & 84 month term. |
| Motorcycles & ATVs |
| | Term | Rate |
| New, requires 10% down: |
| 2023, 2022, 2021 |
72 months |
4.59% |
| Used, requires 10% down: |
| 2022 - 2020 |
72 months |
4.79% |
| 2019 - 2018 |
72 months |
5.19% |
| 2017 - 2015 |
60 months |
5.29% |
| 2014 - Older |
48 months |
5.69% |
| Boats |
| Term | Rate |
| New, requires 10% down |
| 60 months |
4.49% |
| New (Pontoon Boats), requires 10% down |
| 72 months |
4.69% |
| 84 months *** |
4.99% |
| Used, requires 10% down: |
| 60 months |
5.29% |
| 72 months |
5.39% |
| 84 months *** |
5.49% |
| *** Minimum loan amount of $25,000 required for 84 month term |
| Lawn and Garden Tractors: $12,000 maximum loan. |
| Limit one per member |
| Term | Rate |
| New: Requires 10% down |
| 48 months |
5.59% |
| 60 months |
6.09% |
| Used: Requires 10% down |
| 48 months |
6.59% |
| Enclosed, Cargo, & Utility Trailers |
| Term | Rate |
| New & Used require 10% down |
| 60 months |
4.59% |
| 72 months |
5.09% |
| Additional Information |
| Term | Rate |
| Shares Secured |
| 84 months |
3.99% |
| Signature |
| 48 months |
12.90% |
Look up Value of a Vehicle: NADA, Kelly Blue Book.
Single and Joint Credit life insurance available at an additional cost. Temporary disability insurance available upon request.
Financial Tools (Financial Calculators)
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