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Rates & Fees
Galesburg Burlington CU Interest Rates and Terms subject to change.
| Lending Limits: |
| Term | Amount |
| Unsecured |
| |
$10,000 |
| Secured |
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$100,000 |
Auto Loans
| Cars, Trucks, Vans |
| (New Money Only)
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| Term | Rate |
| New 2025, 2024: 10% down |
| 36 months |
5.19% |
| 48 months |
5.49% |
| 60 months |
5.59% |
| New 2025, 2024 |
| 72 months |
5.79% |
| 78 months |
5.89% |
| 84 months ** |
5.99% |
| 90 months **** |
6.19% |
| 96 months **** |
6.29% |
| Used 2024, 2023, 2022, 2021, 2020 |
| 72 months |
6.39% |
| Used 2024, 2023, 2022, 2021, 2020 |
| 78 months *** |
6.49% |
| Used 2024, 2023, 2022, 2021, 2020 |
| 84 months *** |
6.59% |
| Used 2024, 2023, 2022, 2021 |
| 90 months **** |
6.79% |
| Used 2019, 2018 |
| 75 months |
6.89% |
| Used 2017, 2016 |
| 60 months |
7.09% |
| Used 2015, 2014, 2013 |
| 54 months |
7.49% |
| Used 2012 & Older |
| 48 months |
8.49% |
| ** Minimum loan requirement of $35,000 |
| *** Minimum loan requirement of $20,000 |
| **** Minimum loan requirement of $50,000 |
| **** Maximum amount financed on New 90 & 96 month term is 90% of MSRP |
| **** Maximum amount financed on Used 90 month term is 90% of NADA Clean Retail (Must have 25,000 miles or less to qualify) |
| Maximum amount financed on 2015 & older models is 90% of NADA Clean Retail |
| Motor Homes, RVs, and Campers |
| Term | Rate |
| New & Used require 10% down |
| 60 months |
same rates as cars by year |
| 72 months **** |
same rates as cars by year |
| 84 months **** |
same rates as cars by year |
| **** Must be a 2015 and newer model and minimum loan requirement of $20,000 to qualify for 72 & 84 month term. |
| Motorcycles & ATVs |
| | Term | Rate |
| New, requires 10% down: |
| 2025, 2024 |
72 months |
6.99% |
| 2025, 2024 |
78 months |
7.49% |
| Used, requires 10% down: |
| 2024 - 2022 |
72 months |
7.19% |
| 2021 - 2020 |
72 months |
7.59% |
| 2019 - 2017 |
60 months |
7.69% |
| 2016 - Older |
48 months |
7.79% |
| Boats |
| Term | Rate |
| New, requires 10% down |
| 60 months |
6.89% |
| 72 months |
6.99% |
| 84 months *** |
7.19% |
| Used, requires 10% down: |
| 60 months |
7.99% |
| 72 months |
8.19% |
| 84 months *** |
8.39% |
| *** Minimum loan amount of $25,000 required for 84 month term |
| Lawn and Garden Tractors: $12,000 maximum loan. |
| Limit one per member |
| Term | Rate |
| New: Requires 10% down |
| 48 months |
8.19% |
| 60 months |
8.69% |
| Used: Requires 10% down |
| 48 months |
9.19% |
| Enclosed, Cargo, & Utility Trailers |
| Term | Rate |
| New & Used require 10% down |
| 60 months |
7.49% |
| 72 months |
7.99% |
| Additional Information |
| Term | Rate |
| Shares Secured |
| 84 months |
3.99% |
| Signature |
| 48 months |
12.90% |
Look up Value of a Vehicle: NADA, Kelly Blue Book.
Single and Joint Credit life insurance available at an additional cost. Temporary disability insurance available upon request.
Financial Tools (Financial Calculators)
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